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Financial education, workshops, classes, money classes, Malden, Boston, Cambridge, financial coaching, money coaching FINANCIA L LITERACY YWCA Malden believes financial literacy is a cornerstone of empowerment. We are dedicated to equipping people with the knowledge and tools they need to take control of their financial futures. Why Financial Literacy Matters: Financial literacy is not just about managing money; it's about taking charge of your life. For women, gaining financial knowledge can lead to greater independence, confidence, and the ability to make informed financial decisions. When you work with YWCA Malden you will access: E ducational Resources: Explore a wealth of articles, guides, and videos covering topics such as budgeting, investing, retirement planni ng, and more. We break down complex financial concepts into easy-to-understand, actionable advice. Inspiring Stories: Read real-life success stories from women who have taken control of their finances and achieved their financial goals. These stories will motivate and inspire you to take the first steps towards your own financial empowerment. Workshops and Webinars: Participate in our live workshops and webinars led by financial experts. These interactive sessions provide you with the opportunity to ask questions and gain insights into specific financial topics. Community Support: Join our supportive community of women on a similar financial journey. Share your experiences, seek advice, and connect with others who understand your goals and challenges. Tools and Calculators: Access a range of financial tools and calculators to help you plan, budget, and track your progress toward financial independence. Explore the resources, connect with our community, and take control of your financial future today. Empower yourself with knowledge. Empower yourself with financial literacy. Together, we can build a brighter, more financially secure future for all . Your journey toward financial empowerment starts here. Get Me Started Our financial coaching services are offered at NO COST. Contact Stacey Mundele for more information SMundele@YWCAMalden.org 781-322-3760 ex. 21

CONTACT INFORMATION Address YWCA Malden 54 Washington St. Malden, MA 02148 Phone PHONE (781) 322-3760 TTY (781) 322-3762 FAX (781) 324-3444 Opening Hours* Monday - Friday : 9:00 am – 4:30 pm *Time is approximate depending on day. Contact Us First Name Last Name Email Message Send Directions By Public Transportation Take the Orange Line to Malden Station; exit to Florence St. (City Hall will be across the street). Proceed to the left up the hill. At the traffic light, at the top of the hill, turn left onto Washington Street. It is the second building on the left. (Large white Victorian, YWCA sign in front yard). BY CAR From points North: Take 95 South, to Rte 1 South; to Rte 99 (Broadway) to Rte 60 West – turn right onto Rte 60 ( Eastern Ave). After approx. 1 ¾ miles, watch for two six story parking garages. Take next right at traffic light, (after 2 nd garage) onto Commercial Street. The Malden Orange Line Station is across the Street. Follow Commercial St. to traffic lights at the top of the Hill and take a left onto Washington St. The Malden YWCA, is the second house on the left (Large White Victorian Home) Parking is available in the back of the building. Use the side entrance near the handicap ramp. From Boston: Take Rte 93 North, to Rte 60 east to Malden (exit 32). See Rte 60-East directions - listed below From Points West: Mass Pike East; to Rte 128 North; to 93 South; to Rte 60 East to Malden (Exit 32) See Rte 60-East directions - listed below From Route 495: Take 93 South; to Route 60 East to Malden (Exit 32) See Rte 60-East directions - listed below From Route 60 Traveling East: Continue for approx. 3 ½ miles. Go under Railroad Bridge. (The Orange line Station will be directly overhead). At the next traffic light, take a left onto Commercial Street. Fleet Operations and Gov’t Center will be in view. Follow Commercial St. up the hill. At the traffic light at the top of the hill, take a left onto Washington. The Malden YWCA is the second building on the left (large white Victorian House). Parking is available in the back of the building. Use side entrance near the handicap ramp.

Acerca de RESOURCE LIBRARY HERE ARE SOME FINANCIAL RESOURCES Managing Consumer Behaviour How to build credit paying your rent Best Fintech Apps Net Worth Worksheet Monthly Income vs Expenses Authorized User INFO Yearly Budget Consumer Reporting Companies Bank Checklist 3 Important Rules When Applying for New Credit How to add new tradelines to your Credit Report Credit Counseling Program Follow these steps to take charge of your credit worthiness: Step 1: View your annual credit report at the official site> Step 2: Analyse your recent credit history. Step 3: Make a strategy to deal with your situation and follow through. *Don't be deceived into paying a minimum monthly payment only. Learn more > Many families have turned to credit cards to make ends meet, that is, until they find themselves overwhelmed by debt and can no longer obtain credit. Credit problems can lead to lost home ownership opportunities and straight out homelessness. If you live in Malden or its surrounding communities, you may be eligible for free credit counseling services. *Call 781-322-3760 ext. 21 for more information.

WAYS TO DONATE The YWCA fills a crucial role in changing the destiny of at-risk women and families. THANKS TO THE GENEROSITY OF PEOPLE LIKE YOU: Women and students have access to safe and affordable housing Families, single moms and teens learn about the power of budgeting, saving, and credit through the YWCA financial literacy program Working adults can count on affordable afterschool care and enrichment services for their children At-risk middle school girls receive critical homework assistance and work with mentors every week throughout the school year High school students are acquiring valuable leadership training and giving back through important community service WILL YOU PARTNER WITH US AND MAKE A DIFFERENCE? We accept online donations securely through PayPal. You may use your credit card or Paypal account if you would like to donate online. DONATE

PROGRAMS & SERVICES CHILDCARE TEEN SERVICES FINANCIAL LITERACY RESIDENCY

VOLUNTEER WITH US! YWCA Malden is able to thrive because of the time and talents of our community. We rely on volunteers to help fulfill a variety of daily, weekly and monthly tasks of the organization. We’re always in need of volunteers to help in both direct and indirect service capacities. Whether you enjoy working with children, cooking or clerical work, YWCA Malden has an opportunity for you! Have questions? Contact us at empowerment@ywcamalden.org for more info or to request a volunteer application. You'll find some of our volunteer opportunities below! JOIN OUR BOARD of DIRECTORS VOLUNTEER IN OUR FINACNIAL LITERACY PROGRAMS On behalf of women, girls and families all across the United States, we salute our sponsors and partners with heartfelt thanks. YWCA works with corporations, foundations, organizations and government institutions to help us further our mission of eliminating racism and empowering women all over the country. We welcome new sponsors and partners and look forward to finding ways to work together to stand up for social justice, help families and strengthen communities. YWCA is looking for meaningful and high impact partnerships that allow you to learn, engage, and build community with us and our 200 associations across the country. We know that our work won’t be complete until women, girls, and people of color are equal, empowered, and safe; and we can’t do it alone. With your support, YWCA can continue to tackle the most challenging and pressing social justice issues facing our constituents. PLEASE JOIN US AS WE REIMAGINE THE FUTURE FOR WOMEN, GIRLS, & PEOPLE OF COLOR. CALL 781-322-3760 ext: 11 PARTNRSHIP ANCHOR OUR CURRENT PARTNERS

Washington Street Afterschool Program Vacation/Summer Afterschool Operates Weekdays 8am - 6pm Morning/Afternoon Snacks and Lunch are provided Program Information Weekdays 2pm - 6pm For kids aged 5yrs - 12yrs Afternoon snacks are provided

OUR STORY YWCA Malden is on a mission to eliminate racism, empower women, stand up for social justice, help families, and strengthen communities. We are a part of one of the oldest and largest women’s organizations in the nation, serving over 2 million women, girls, and their families. The YWCA has been at the forefront of the most pressing social movements for more than 160 years: From voting rights to civil rights From affordable housing to pay equity From violence prevention to health care reform Today, we combine programming and advocacy in order to generate institutional change in three key areas: Racial justice and civil rights Empowerment and economic advancement of women and girls The health and safety of women and girls MEET OUR TEAM Peg Crowe Executive Director 781-322-3760 ext. 11 pcrowe@ywcamalden.org Tiffany Farris-Ward Office Manager 781-322-3760 ext. 10 tfarrisward@ywcamalden.org Elisha Thomas The Ferryway Site Director 781-322-3760 ext: 22 ethomas@ywcamalden.org Christina Murphy Coordinator of TASK 781-322-3760 ext. 23 cmurphy@ywcamalden.org Kristine Williams Business Manager 781-322-3760 ext: 16 kwilliams@ywcamalden.org Stacey Mundele Financial Literacy Coordinator 781-322-3760 ext: 21 smundele@ywcamalden.org Latoya Wilson Director of Childrens Services 781-322-3760 ext: 13 lwilson@ywcamalden.org

WORKSMART Who We Are At YWCA Malden, we are committed to empowering the next generation through WorkSmart, a dynamic Career Readiness Program designed for high school students. In partnership with MassHire, WorkSmart equips youth with the skills, knowledge, and confidence needed to thrive in today’s workforce. Our mission is to bridge the gap between education and employment by providing students—especially those who are low-income, first-generation, international, and English language learners —with hands-on experiences that prepare them for real-world success. Through career exploration, professional development workshops, mentorship, internships, and job shadowing , students gain the tools to make informed decisions about their future. By fostering 21st-century skills, leadership, and financial independence , WorkSmart ensures that young people not only envision success but achieve it —paving the way for brighter futures and stronger communities. Join us in shaping the workforce of tomorrow! For more information or to explore partnership opportunities, please contact: Cassandra LeBrun WorkSmart Development Coordinator Clebrun@ywcamalden.org

GET INVOLVED NOW Thanks for your interest in joining us on our mission to eliminate racism and empower women! Your voice matters as we stand up for social justice, help families and strengthen communities. JOIN OUR TEAM If you’re passionate about working with children, eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all, we want you on our team! JOB OPPORTUNITIES PARTNER WITH US YWCA is looking for meaningful and high impact partnerships that allow you to learn, engage, and build community with us and our 200 associations across the country. We know that our work won’t be complete until women, girls, and people of color are equal, empowered, and safe; and we can’t do it alone. With your support, YWCA can continue to tackle the most challenging and pressing social justice issues facing our constituents. Please join us as we reimagine the future for women, girls, and people of color. PARTNERSHIP OPPORTUNITIES

EVENT PROGRAMMING

Career Opportunities Afterschool Group Leader Afterschool group leaders should have work experience and/or educational background in group activities for children 5yrs - 12yrs. If the planning of fun and challenging daily programs and an awareness of developmental characteristics of children 5yrs - 12yrs is something you're interested in, CLICK HERE FOR MORE INFORMATION . YWCA Malden Board Member The YWCA Malden is currently recruiting women with leadership experience to join our vibrant and diverse team of Board Directors. Ideal candidates will meet one or more of the following criteria for service: A strong background in non-profit fundraising and annual campaign initiatives in support of women and families. Experience with state and national advocacy outreach around issues of concern to women and girls. Skill and experience with social networking as an organizational communication and marketing tool. If under 30, willingness to join the "30 under 30" leadership initiative for young women between the ages of 18 and 30. This is part of the YWCA board leadership development campaign. Time commitment to attend monthly board meetings and to carry out committee assignments. A passion for the agency mission: of eliminating racism, empowering women, and promoting peace, justice, freedom, and dignity for all. T o submit an application to the nominating com mittee, ask to serve on a YWCA board committee, or have questions Please contact: Barsha Gautam Board President Barsha_Gautam83@yahoo.com