Step 3: Make a strategy to deal with your situation and follow through.
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Many families have turned to credit cards to make ends meet, that is, until they find themselves overwhelmed by debt and can no longer obtain credit. Credit problems can lead to lost home ownership opportunities and straight out homelessness. If you live in Malden or its surrounding communities you may be eligible for free credit counseling services. Call 781-322-3760 ext. 21 for more information.